The three pot strategy: how to invest even when your budget is tight
How to invest if you don't have any money left?
Waiting for money to start investing can be a common mistake. The recommendation is to reverse the logic: instead of saving what remains at the end of the month, set aside a portion of your income immediately after receiving your salary.
One of the suggested strategies is the so-called three-pot theory, which divides the budget between day-to-day expenses, a safety reserve for emergencies and investments aimed at future goals, such as buying your own home, traveling or retirement. 10% for the future. Experts highlight, however, that the most important thing is to create the habit of investing regularly, even if the initial percentage is lower.
Every week, g1 Explica simplifies the economy, the financial market and financial education, showing how all of this affects your pocket.
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Source: G1