Security in online purchases: the importance of the temporary virtual card
Shopping on digital platforms has become part of Brazilians' routine. It is possible to purchase products, hire services and receive everything at home conveniently. On the other hand, the risks related to scams, data leaks and financial fraud also increase.
In this scenario, tools such as temporary virtual cards are gaining ground as alternatives to increase the security of digital transactions. Furthermore, simple precautions at the time of purchase help to avoid losses and protect personal information.
What is a temporary virtual card
It is a digital version of the physical card, created to be used for online purchases. Unlike the traditional card, it generates its own numbering, security code and validity, reducing the exposure of the customer's main data. The main advantages are:
- More protection of physical card data;
- Reduced risk of online fraud;
- More security in international purchases;
- Ease of blocking or deleting the virtual card;
- More efficient control of digital transactions.
What precautions should you take when purchasing online?
Even with security tools, it is important to adopt good practices to avoid virtual scams. Some recommendations include:
- Check that the website has a secure connection;
- Confirm that the address starts with "https";
- Avoid sharing sensitive data outside official channels;
- Never enter your card password;
- Be wary of exaggerated or below-market promotions.
Another important point is to observe the store's reputation before purchasing. Researching reviews from other consumers can help identify issues related to delivery, product quality and service.
The importance of security in international purchases
Purchases on international websites have grown in recent years, mainly because of the variety of products and competitive prices. However, they require additional care such as:
- Check fees, taxes and import rules;
- Check exchange and return policies;
- Understand the delivery time;
- Evaluate the reputation of the international platform;
- Confirm currency conversion before purchasing.
In addition, the Consumer Protection Code does not automatically apply to purchases made outside the country. Therefore, any problems need to be resolved with the international seller.
How does Inter connect to online purchases?
In addition to the virtual card, the bank offers different services aimed at digital purchases, cashback and online payments. Through the Super App, users can access Shopping do Inter, which brings together partner stores and offers cashback on various categories of products and services. The available resources are:
- Online shopping with cashback;
- National and international gift cards;
- Global account for purchases in foreign currency;
- Integrated digital payments;
- Financial and travel services in a single application.
Another differentiator is the practicality of concentrating different solutions on a single platform, which facilitates financial control and reduces the need to share data on multiple sites. With the growth of e-commerce, investing in digital security is no longer just a recommendation and has become an essential part of the online shopping experience.
Source: CNN