Datafolha: 68% of those in debt think they will benefit from Desenrola 2.0

Brazilians have debts not only with banks, but also with friends and family
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The Datafolha survey released on Thursday (21) a new panorama about Brazilians' indebtedness: 68% of those in debt say they believe they will benefit from Desenrola 2.0. Furthermore, the survey showed that 82% see that the program has a positive impact on the economy as a whole.
The two indices are well above the 31% indebted who evaluate the government as excellent or good among those in debt or the 46% who approve of the work of President Luiz Inácio Lula da Silva (PT).
Among those not in debt, 39% see benefits for their personal finances and 73% for the economy as a whole. In the case of those without debt, the rates are also above the 30% who see the government as excellent and good and the 45% who approve of the current president's work.
The survey also shows that those most optimistic about the program are young people, residents of the Northeast and Lula voters.
Earlier, the Minister of Finance, Dario Durigan, stated that more than one million people have already benefited from Desenrola 2.0.
On May 12th and 13th, Datafolha interviewed 2,004 voters aged 16 and over. In the total sample, the margin of error is two percentage points, plus or minus. Among the non-aligned, the margin is four percentage points.
Brazilians are in debt to friends and family
On April 18, Datafolha released a survey that showed the scenario of debtors in Brazil. Out of every three Brazilians, two have financial debts. And it's not just in relation to banks: 41% of those who took out a loan from acquaintances, such as friends and family, did not return the money.
2,002 people were interviewed, proportionally distributed among all regions of Brazil, between April 8 and 9, 2026. The margin of error is plus or minus two percentage points, within a 95% confidence level.
Considering only those in debt, 29% are in default on credit card installments, 26% have not paid off their loans at the bank, and 25% they have pending issues in store records.
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Revolving credit: the 'villain'
Among those interviewed, 27% use revolving credit, albeit with different frequencies. Of this total, only 5% resort to the modality regularly, while 22% do so occasionally or rarely. It is worth remembering that the revolving payment is automatically activated when the customer only pays the minimum amount on the invoice, with high interest accruing on the remaining amount.
Debts with utility bills
The survey also mapped defaults on consumption and service bills, revealing that 28% of respondents have outstanding debts. Among the bills most cited by defaulters, the following stand out:
Telephony and internet: 12%
Taxes (IPTU, IPVA and carnê-leão): 12%
Electricity: 11%
Water: 9%
Sensation of 'financial tightness'
The feeling of "financial tightness" is a reality for a large part of Brazilians, according to a survey by the Datasheet.
Based on an index that measures eight types of budget restrictions - such as consumption cuts and default -, the research revealed that 45% of the population lives under strong economic pressure: 27% in a "tight" situation and 18% in a "severe" condition. Another 36% face a moderate situation, while only 19% are considered exempt or with light restrictions.
To balance the accounts, survival strategies are varied. Leisure was the first item sacrificed (64%), followed by reducing eating out (60%) and switching brands to cheaper options (60%).
There is a clear impact on basic consumption: 52% reduced their food purchases, and half of those interviewed (50%) cut spending on water, electricity and gas.

In the area of obligations, 40% let bills fall due, and 38% suspended debt payments or the purchase of medicine.
This suffocation is reflected in immediate concerns: when asked spontaneously about their biggest personal problem, 37% of Brazilians pointed to financial factors, citing low income, debt and the high cost of living.

Source: G1

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